All services

2024

Loan Application Form

Loan Products

We offer a variety of loan products designed to meet the diverse financial needs of our customers. Whether you’re a salaried worker, a business owner, or part of a women’s group, we have tailored solutions to help you achieve your goals.

Salary Loans

Features:

  • Exclusively for salary earners of reputable institutions
  • Flexible repayment terms up to 24 months
  • Competitive interest rates
  • Quick approval process

Requirements:

  1. Completed loan application form
  2. Proof of employment and salary details
  3. Recent bank statements
  4. Valid Ghana Card
  5. Guarantor's details (if required)

Microfinance Loans

Features:

  • Designed specifically for women groups
  • Provides capital for small businesses and daily activities
  • Flexible repayment terms
  • Low interest rates

Requirements:

  1. Completed loan application form
  2. Group registration documents
  3. Business plan or purpose of loan
  4. Valid Ghana Card for all group members
  5. Recent bank statements (if applicable)

Commercial Loans

Features:

  • For business account holders and non-salary earners
  • High loan amounts to support business expansion
  • Competitive interest rates
  • Flexible repayment options

Requirements:

  1. Completed loan application form
  2. Business registration documents
  3. Business financial statements
  4. Valid Ghana Card
  5. Collateral (if required)

Susu Loans

Features:

  • Available to customers making daily contributions through mobile bankers
  • Flexible loan amounts based on contribution history
  • Repayment terms of 6 to 12 months
  • Competitive interest rates

Requirements:

  1. Completed loan application form
  2. Proof of regular Susu contributions
  3. Valid Ghana Card
  4. Two recent passport-sized photographs

Overdraft Facility

Features:

  • Available for salary earners, business account holders, and organizations
  • Short-term borrowing solution
  • Flexible repayment terms (2 months for salary earners, 6-12 months for businesses)
  • Competitive interest rates

Requirements:

  1. Completed overdraft application form
  2. Proof of income or business revenue
  3. Valid Ghana Card
  4. Recent bank statements