All services

2024

Loan Application Form

Loan Products

We offer a variety of loan products designed to meet the diverse financial needs of our customers. Whether you’re a salaried worker, a business owner, or part of a women’s group, we have tailored solutions to help you achieve your goals.

Salary Loans

Features:

Exclusively for salary earners of reputable institutions
Flexible repayment terms up to 24 months
Competitive interest rates
Quick approval process

Requirements:

Completed loan application form
Proof of employment and salary details
Recent bank statements
Valid Ghana Card
Guarantor's details (if required)

Microfinance Loans

Features:

Designed specifically for women groups
Provides capital for small businesses and daily activities
Flexible repayment terms
Low interest rates

Requirements:

Completed loan application form
Group registration documents
Business plan or purpose of loan
Valid Ghana Card for all group members
Recent bank statements (if applicable)

Commercial Loans

Features:

For business account holders and non-salary earners
High loan amounts to support business expansion
Competitive interest rates
Flexible repayment options

Requirements:

Completed loan application form
Business registration documents
Business financial statements
Valid Ghana Card
Collateral (if required)

Susu Loans

Features:

Available to customers making daily contributions through mobile bankers
Flexible loan amounts based on contribution history
Repayment terms of 6 to 12 months
Competitive interest rates

Requirements:

Completed loan application form
Proof of regular Susu contributions
Valid Ghana Card
Two recent passport-sized photographs

Overdraft Facility

Features:

Available for salary earners, business account holders, and organizations
Short-term borrowing solution
Flexible repayment terms (2 months for salary earners, 6-12 months for businesses)
Competitive interest rates

Requirements: